Some online industries are defined as high risk because they offer subscription-based products or services, future fulfillment, cyclical sales, payments conducted in many currencies and countries, or high traffic volumes. These sectors characteristically suffer from high chargeback ratios, inflated fraud rates, and money laundering, causing many banks, service providers and payment processors to consider them too risky to work with.
High-risk industries include travel, gaming, adult entertainment, and hospitality.
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